NOTICE! As a DEBTOR, you may individually submit these policies, sureties or guarantees that constitute guarantees of payment to other legally constituted companies whose beneficiary must appear on behalf of COMPAÑÍA DE CRÉDITOS RÁPIDOS SAS – RAPICREDIT, which must be previously approved by us. In addition, and optionally, you have the option to contract with a third party to provide the Service to our users. Rapicredit is a financial services company that follows the line of innovation and technology in the industry. Due to the lack of information and the novelty and advantage of its operating system, there may be doubts about its legality. Rapicredit shows on its main page a simulator that shows exactly what is the interest rate to be charged and the additional cost of the loan, so there are no hidden or illegal fees, the process is transparent. Would you like to apply for a new line of credit through Rapicredit? Below, you will learn how legal and safe this startup can be and what aspects allow you to assess its legality. Online loans can be of great help if you want to pay off small outstanding debts or if an unexpected emergency arises. Given this, it is appropriate to collect all truthful information, such as the fact that we are a legally established company supervised by the supervisory authority of the companies, with continuous growth and 95% of the customers who refer us. There is no doubt about it, Rapicredit is legal! In addition to legality, it is reliable to use our online services because we have the SSL security certificate and meet the standards of the international PCI DSS standard for the security of credit card transactions, which guarantees the protection of your data and transactions. Rapicredit is a legally constituted entity that you can trust because it is part of the Fintech Association of Colombia and is duly registered with the Business Supervisory Authority.
Users authorize Compañía de Créditos Rápido SAS to collect the information requested as part of the application process and to examine their history in the databases legally established in Colombia and to store them for the exclusive use of the services offered. In accordance with Law 1480 of 2011 (Consumer Code), we publish on our website ALL costs and expenses associated with your credit and the services you have contracted. Please read them carefully. This all sounds good, but the question arises: is the Rapicredit platform legal and secure? The answer is yes. Rapicredit is registered with the Chamber of Commerce of Bogotá under registration #02366627 and is regulated as a private company by the Business Supervisory Authority. Its NIT is 900.564.668-4. Many online procedures create doubts, especially when it comes to financial matters, so when you hear our brand and its services, you may ask yourself many times: Is Rapicredit legal? In this content, we will solve this question and tell you everything you need to know. Another reason why the use of Rapicredit is legal and safe is that this platform is backed by several companies that guarantee its legality: the terms and conditions of our credit service are related to the use of the platform and are no different from those you might have with another financial institution or online platform.
These are related to the use of the digital platform, in terms of data protection and its use by us, in accordance with our activities and within the legal framework. The RapiCredit service has associated costs and may affect your credit history. Use it only in emergencies or special cases. Late payments generate default interest, collection and reporting costs in risk centres. Important: Late payments generate default interest, collection fees and reporting in risk centers. We understand that your circumstances may change over time, so if you use our Service again, we will base any decision on a reconsideration of your creditworthiness and reserve the right to reject future claims, even if you have paid your previous credits on time. Do you know whether I should share my personal data on the Internet or not? Rapicredit is a company that is part of the Association of Fintech Companies of Colombia, dedicated to providing inclusive financial services with the banner of technology and innovation. The general conditions refer to administrative costs and recovery costs in the event of non-compliance with the financial obligation; the impact on risk centres (negative or positive depending on payment behaviour) and the right to choose whether or not to choose certain optional services such as credit innovation. Our service consists of an instant credit note, which can be made electronically from the request to the payment of installments; which really encompasses inclusion to the fullest extent of the word. Once you have met all the requirements, you can apply online by following these steps: Continue to be a leader in financing services that help improve and sustainably grow organizations. Formed by a competent work team dedicated to satisfying the needs of our customers. Interest = Monto_Solicitado*((1+30%)^(Term/360)-1) ✔Teamwork ✔Transparency ✔Efficiency.